Arizona health insurance · Under 65
Your Arizona
health insurance advisor.
Compare Marketplace and private health insurance with Matthew Kimball, your Phoenix-based advisor for Arizona coverage. Understand benefits, limitations, and costs before you choose.
Start with a free 15-minute phone consultation with Matthew Kimball. No advisory fee. No pressure to enroll.
Matthew Kimball
Independent health insurance advisor
Arizona license #21307301
Based in Phoenix. Helping people across Arizona under 65.
Marketplace, private, and off-exchange options.
A real advisor from comparison through enrollment.
Start with your situation
Life changes. Your coverage should keep up.
01 / Independent work
Self-employed & 1099
Compare coverage around variable income, your doctors, and your household’s financial risk.
02 / Your household
Individuals & families
Check each person’s providers, prescriptions, employer options, and total household costs.
03 / A change in benefits
Leaving employer coverage
Review COBRA, Marketplace and other options with your coverage end date and enrollment timing in hand.
04 / Your next chapter
Retiring before 65
Build a coverage bridge around household income, ongoing care, travel, and your next eligibility date.
Health insurance for Arizona professionals
Explore coverage questions for attorneys and solo lawyers, realtors and real estate agents, physicians, mortgage brokers, travel nurses, and construction contractors.
Understand the tradeoffs
A lower premium is only part of the story.
A plan should fit the care you need and the financial risk you are comfortable taking. I’ll help you compare the details that can change the answer.
What we’ll look at together
Your doctors and prescriptions. Check the exact network and drug benefits.
Your total costs. Compare premiums, deductibles, cost sharing, and services the policy does not cover.
The fine print. Review eligibility, exclusions, benefit limits, and effective dates.
Your advisor, not another search result
Clear explanations. A person you can reach.
I’m Matt. I built MK Health Advisors around a straightforward idea: you should understand your health insurance before you choose it. I’ll listen to what matters to you, explain the available options, and help you make an informed decision.
There is no fee for my advisory service; I’m compensated by insurance carriers. Plan availability and carrier representation vary. I’ll explain which options I can help you apply for and which alternatives you may need to explore directly.
Client experiences
Confidence starts with being understood.
★★★★★
“He’s very knowledgeable of the process and was able to explain different plan options and the pros and cons of each.”
Luke Y. · Google review excerpt
★★★★★
“Matt was professional and highly efficient, breaking down the information so I could easily compare my best options.”
Amber S. · Google review excerpt
★★★★★
“Matt was incredibly knowledgeable, helpful and thorough during the process.”
Sabrina · Google review excerpt
How it works
Three steps. No guesswork.
01
Tell me what matters
We’ll discuss who needs coverage, your timing, budget, and priorities.
02
Compare the details
Review suitable plans side by side, including providers, benefits, costs, and limitations.
03
Choose with confidence
If you decide to apply, I’ll help with enrollment and remain a resource for questions.
A few questions before we talk.
Is the consultation free?
Yes. There is no advisory fee. Matthew is compensated by insurance carriers, and you are under no obligation to enroll.
Do you only recommend private coverage?
No. We compare Marketplace and other available options based on your situation. ACA-compliant coverage and non-ACA products have different protections, eligibility rules, and limitations.
Can you help me keep my doctor?
We can check your providers against the exact plan network. Participation and benefits must be confirmed before enrollment; a PPO label alone is not a guarantee.
What should I have ready?
Your Arizona ZIP code, who needs coverage, your current coverage end date, and a general idea of your budget. We can discuss detailed medical information privately when it is needed.
Can you help if I live in Scottsdale?
Yes. I’m based in Phoenix and help people under 65 across Arizona, including Scottsdale. We can start with a 15-minute phone consultation. Have your ZIP code, coverage end date, and provider priorities ready so we can discuss options for where you live.
Do you help with Medicare?
MK Health Advisors focuses on people under age 65. This website is for individual, family, and business-owner health coverage, rather than Medicare enrollment.
A clear next step
Let’s find coverage that fits your life.
Tell me what you need. We’ll compare the options, talk through the tradeoffs, and decide what makes sense for you.